When many of us Berkeley Lake dwellers are asked the question “Where do you live?”, the response to our answer is very frequently “Berkeley Lake? Where’s that?” Our city, with its stunning lake, truly is a hidden gem.
So, here’s the answer to: Where is Berkeley Lake?
Steps to buying your first home:
Have a lender pre-qualify you
In preparing to be a good borrower, be diligent in paying your bills on time. Do not close credit accounts, but do pay them down as much as possible. The more credit you have that you are NOT using, the stronger your credit score will be. Do not get a car loan before applying for a mortgage. Do not open new accounts, as inquiries DO lower your credit score! Start working with a lender prior to finding the home of your dreams (unless you are paying cash). A lender can confirm the amount you should finance and can also provide a pre-qualifying letter. The letter will show the amount you are qualified to borrow. This is important to have prior to making an offer on a home to purchase. A pre-qual letter proves to a seller that you are serious in purchasing a home
It’s about time. I’ve wanted to do this for a while now. Thank you for stopping by. I hope to have relevant information that gives you food for thought. This will be an uplifting, empowering, and happy conversation. Here we go……….
